Why the farm gate and the credit committee talk past each other
What a bank needs to see, what a trader can show, and the paperwork gap in between.
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I write for practitioners. Bankers, traders, DFI teams and policymakers who want to know how the sector is actually financed, in plain language and with numbers that trace back to primary sources.
Essays on commodity trade
First published on LinkedIn. Each one opens on its own page. Figures are as at the date of each piece.
In preparation
An Islamic trade finance structure followed from the warehouse to the port, step by step.
What inspection timelines and repatriation rules do to a small exporter's working capital.
What a Nigerian bank actually checks before it lends to a commodity trader, and what to prepare before you walk in.