Research
The gap in the numbers, the doctoral research behind it, and the frames it draws on.
The gap
Agriculture's contribution to Nigeria's real GDP in the second quarter of 2026, according to the National Bureau of Statistics. The sector grew 4.39 percent year on year.
Agriculture's share of banks' sectoral credit to the private sector in March 2026: ₦3.86 trillion of ₦59.74 trillion, according to the Central Bank of Nigeria's Quarterly Statistical Bulletin.
The sector's share of output is about four times its share of credit. Closing that gap is the problem I work on, inside the bank and in research.
Sources: NBS GDP report, Q2 2026, as reported by Arbiterz · BusinessDay on the Q2 2026 GDP report · CBN Quarterly Statistical Bulletin, March 2026 data, as reported by ThisDay
Research
I am a doctoral student in the Department of International Agribusiness at Lead City University, Ibadan. My research is on agribusiness finance: the credit rationing that leaves viable agricultural businesses unfunded, the way global value chains decide who gets financed and on what terms, and what digital agriculture changes about both.
The work is mixed-methods, combining survey data with interviews and case material, and it draws on what I see from inside a bank's appraisal process. The aim is practical. I want findings that a credit officer, a cooperative or a policymaker can act on, with every statistic traceable to a primary source.