By using this website, you agree to the following.
About this site
This is my personal website. It shares my background, my practice in trade finance and agribusiness lending, and my writing on credit and commodities. It exists to share my work and views, not to sell anything.
Not financial or legal advice
Nothing on this site is financial, investment, credit or legal advice. The essays, commentary and market figures here are for general information and discussion only. Before making any financial, business or legal decision, seek independent advice from a qualified professional who knows your specific circumstances.
Personal views
Everything written here is my own opinion. It does not represent the views, policies or positions of any employer, institution or organisation I am or have been affiliated with.
Ownership of content
The essays, photographs and other original material on this site are mine. You're welcome to read, link to and share them. Please don't republish them elsewhere in full without asking first — a message through the contact page is all it takes.
Links to other sites
This site links out to other websites and data sources from time to time, including live market data. I don't control those sites and I'm not responsible for their content, accuracy or availability.
No warranty
This site, and everything on it, is provided as is. I make a reasonable effort to keep it accurate and up to date, but I don't guarantee that every figure, fact or piece of market data is current or error-free, and I'm not liable for any loss arising from reliance on it.
Changes
I may update these terms from time to time. If I do, I'll update the date above.
Governing law
These terms are governed by the laws of the Federal Republic of Nigeria.
Contact
Questions about these terms can go to the contact page. For how your data is handled, see the Privacy Policy.